Why Medicare Universe
Medicare guidance should start with you, not a plan.
Medicare comes with plenty of choices and fine print. We start with your doctors, prescriptions, healthcare needs and budget, then help you understand the coverage options available from the carriers we represent.
- Personalized guidance
- Options from multiple carriers
- No additional fee to you
Why work with a Medicare broker?
More clarity. Less legwork. A real person to help.
You can research plans yourself or contact insurance companies individually. Medicare Universe gives you one place to talk through your needs and compare available options from the carriers we represent.
Compare multiple carriers
Explore options from the insurance carriers Medicare Universe represents, with help understanding what differs.
Look beyond the premium
Review doctors, hospitals, prescriptions, networks, copays and other costs that can affect how coverage fits.
Medicare in plain English
Get clear explanations, time for questions and support before you make a decision.
A different way to shop Medicare
A broader conversation starts with your needs.
Going directly to one carrier
Start with that company's products.
- Review the plans offered by that company.
- Contact other carriers separately to compare.
- Sort through the differences yourself.
Working with Medicare Universe
Start with what matters to you.
- Talk through your priorities, doctors, prescriptions and budget.
- Compare options from the carriers we represent.
- Have one person explain your choices and support you through enrollment and beyond.
Your next step
Tell us how we can help.
Fill out the short request form and Scott will follow up to learn what you need. Whether you are new to Medicare, reviewing your coverage or planning a transition, you can start here.
- Share your question or coverage goal.
- We will follow up about your request.
- There is no obligation to enroll or change plans.
Prefer to choose a time now?
Schedule an appointment at a time that works for you.
Schedule an AppointmentRequest Personalized Medicare Help
Complete the form below to get started.
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Our approach
A simpler way to navigate Medicare.
Our goal is to help you understand your options so you can make the decision that fits your circumstances.
We listen
We learn about your doctors, prescriptions, healthcare needs, budget and priorities.
We compare and explain
We review appropriate options from the carriers we represent and explain the differences.
You decide
The choice is always yours. If you decide to enroll, we help guide you through the next steps.
Straightforward support
What does it cost?
There is no additional fee to you for Medicare Universe's Medicare education, plan comparison and enrollment assistance. Insurance carriers compensate licensed agents for eligible enrollments in plans the agent is authorized to offer.
Medicare Universe does not represent every plan in every area. Plan availability and eligibility vary by location and individual circumstances.
Common questions
Good questions deserve clear answers.
Do I have to change my plan if I speak with you?
No. A conversation does not obligate you to enroll or change plans. Reviewing your choices may confirm that your current coverage still fits.
Can you check my doctors and prescriptions?
Yes. Doctors, specialists, hospitals, pharmacies and medications can be important parts of a coverage review, and we can help you consider them.
Can you compare plans from different insurance companies?
Yes. We can help you compare available options from multiple carriers we are contracted and certified to represent. We do not offer every plan available in every area.
Will you still help after I enroll?
Our goal is to remain a personal Medicare resource when questions arise and when it is time to review your coverage again.
Medicare guidance built around you
Ready to take the next step?
Tell us what you need help with, or choose a convenient time to talk. We will help you understand your options without pressure to enroll.